Get iPhone Insurance When You Pay Your Monthly Phone Bill with Your Aspiration Debit Card

Are you fed up with traditional banking and looking for an easier way to manage your money? When you have an Aspiration Spend & Save account, you’ll feel a weight taken off your shoulders because they make cash management simple while offering various benefits you won’t get with a normal bank account. Your financial goals will finally start to feel attainable because financial freedom starts with organization! 

How Does It Work?

Aspiration is a brokerage that provides cash management accounts with an environmentally friendly mission. It keeps your money safe and secure through relationships with banks to ensure your account is protected by the Federal Deposit Insurance Corp. You can choose from two plans: Aspiration (free) and Aspiration Plus ($7.99 per month). 

Aspiration’s Spend & Save account essentially acts as one seamless account attached to a debit card and savings account. There are no minimum balance requirements or monthly fees, and the opening minimum is $10. But, wait, there’s more. When you pay your monthly phone bill with your Aspiration debit card, you’ll receive $600 in phone insurance. How could you pass up free phone protection?

Your Options

Aspiration Basic Plan

The basic plan is far from basic due to the various perks it has to offer at no cost. For starters, you’ll earn 3 to 5 percent cashback on Conscience Coalition purchases, meaning purchases from any of its sustainable brand partners. In addition, you’re given the option to plant a tree every time you round up a purchase.

With the basic plan, you get 3 percent APY on the first $10,000 of your savings. Plus, when you spend $1000 in the first 60 days, you get a welcome bonus of $150.

Have you ever needed a paycheck to come in just a couple of days early? Aspiration makes that possible by making the funds available on the day the payment file is received. Not to mention, there are 55,000 free in-network ATMs you can use. And, lastly, the basic plan gives you a Personal impact score to help you shop to match your values.

Aspiration Plus

The Aspiration Plus plan, on the other hand, offers all that is included in the basic plan and more. First of all, the Aspiration Plus welcome bonus is $50 more than the basic plan, and the APY is 2 percent higher. In addition, you’ll get twice as much cashback on Conscience Coalition purchases. For less than $2 a week, you’ll unlock every eco-friendly feature Aspiration has to offer.

Aspiration Plus customers get three other exclusive benefits:

1. One out-of-network ATM fee is reimbursed monthly.
2. Automatic offsets for the negative climate impact of your driving with Planet Protection.
3. Purchase Assurance provides coverage for items that are damaged or stolen within 90 days.

No matter which plan you decide on, Aspiration is guaranteed to help you stay on track financially while doing good for the planet. The choice is yours!