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The Apple Card is coming this month. And even though it’s not currently available, we already know quite a bit about the new Apple-Goldman Sachs credit card.
Still, details continue to surface. On Friday, a report from Bloomberg’s Mark Gurman and Jennifer Surane have revealed a few more tidbits about the upcoming Apple Card. Here’s what you should know.
Apple Card on iPad
There will reportedly be a standalone Apple Card management app for iPadOS, according to “hidden references” in iOS 12.4 uncovered app developer Steve Moser.
While there aren’t many details about the Apple Card iPad app, users will presumably be able to sign up for and manage their Apple Cards right from their tablets.
Presumably, Apple is adding the Apple Card app since the iPad lacks the Wallet app seen on its iPhone and iPod touch counterparts.
The change makes sense, since the iPad doesn’t really need a Wallet app — you probably won’t be carrying around the tablet and making purchases with it. But adding an Apple Card management app means that users will be able to control their Apple Cards on their iPads (and perhaps make purchases on the App Store and iTunes).
Special Apple Rewards
Bloomberg also reported that Apple Card holders will be able to take advantage of special and separate financing offers on certain products. They’ll also have the ability to carry a revolving balance on their cards.
That may mean that Apple Cardholders will be able to make a large purchase and pay off the balance through fixed monthly payments.
According to terms uncovered by Bloomberg, the amount due for
Taken together with another leaked report, it also suggests that Apple will replace the current Barclaycard Apple Rewards card with the Apple Card for special financing offers on Apple products.
Barclaycard Visa Changes
In addition to iPad support and some other financial details, Apple also seems to be making other changes in preparation for the Apple Card.
For example, Apple has ended the Barclaycard Apple Rewards card and now only offers basic financing plans via Barclaycard. That’s likely a change to avoid cannibalizing any special financing offers or perks available on the Apple Card.
Previously, the Barclaycard offered $50 worth of Apple gift cards and three points on Apple purchases. Those points could also be converted to Apple gift cards. While these perks aren’t available, the Barclaycard itself appears to be still available with special financing offers.
Of course, these changes don’t apply to current cardholders.
Apple Card Release Date
The Apple Card is set to begin rolling out in the U.S. this month, per a comment by Apple CEO Tim Cook during the company’s latest earnings call.
While previous rumors suggest it could drop as early as the first half of August, there’s still no clear release date. The use of the word “rollout” may also mean that it won’t be available everywhere all at once.
[The information provided in this article has NOT been confirmed by Apple and may be speculation. Provided details may not be factual. Take all rumors, tech or otherwise, with a grain of salt.]