Make Money and Grow Your Bank Account with These iPhone Apps

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Everyone likes making and saving money – but did you know your iPhone or iPad can help? There are apps for selling old stuff, investing your spare change, and earning rewards. You can even earn money just for shopping or watching videos. Check out some of our favorite cash-earning and money-management apps for iOS.

1 Stash


Stash lets you start investing in minutes. You can decide how much—or how little—you want to invest and when.1 Stash also lets you choose from thousands of stocks and ETFs to build a portfolio you’ll be personally excited about.

Generally, investing with apps like Stash can be relatively easy and can help you become a more sophisticated investor. They give new meaning to “there’s an app for that.” Stash will also give you a $5 bonus to invest after you sign up from our link and deposit at least $5 into your invest account.*

Sign up for Stash Today

2 Slickdeals


Why pay full price for something you can get for less? Slickdeals believes people should never pay full price for anything. The Slickdeals app helps you find discounts and coupons at some of your favorite stores and restaurants.

Had your eye on a new game console or fishing rod? Slickdeals lets you set Deal Alerts so you can receive notifications when an item goes on sale or has a discount available. Additionally, users can leave comments to let others know of additional deals or price matches.

Get Slickdeals for iOS

3 Ebates


Coupons are so 2010. Ebates lets users earn money for shopping rather than just getting a discount. You can get up to 40% cash back on your purchases from your favorite places: Amazon, Walmart, and Sephora are all cash back stores.

You can choose to get paid by check or PayPal; and, you can even get $15 for every friend that signs up. If you’re feeling a little nostalgic, Ebates also offers good old-fashioned coupons.

Get Ebates for iOS

4 InboxDollars Surveys

Inbox Dollars Surveys

Get paid for having an opinion. That seems to be ideology behind InboxDollars. The InboxDollars Surveys app lets you take surveys and earn money for it. InboxDollars TV is similar, but instead of taking surveys, you get to watch videos and earn cash for it.

Although you’re probably not going to rake in oodles of dough, InboxDollars is a good way to make a few extra bucks in your free time.

Get Ebates for iOS

5 Acorns


Acorns lets you link your cards and bank accounts and then rounds up your purchases to the nearest dollar. Your change is then invested into over 7,000 different stocks and bonds. You can add additional money at any time and even set up recurring transfers. Additionally, whole dollar round ups can be set to invest up to $1.00. You can even set multipliers to invest even more.

Once your funding source is set up, you can choose one of five portfolios ranging from moderate to aggressive. Linking credit cards will unlock deals from organizations such as eBay and Walmart. Lastly, read hundreds of articles on how you can achieve financial success right from the app.

With so many options and features, saving and investing money couldn’t be easier.

Get Acorns for iOS

Learn More: Essential Apps to Make Travel EASY!

6 Ibotta


Ibotta is a lot like Ebates. They are both cash-back, couponing apps that help users earn and save money when they shop. Ibotta won’t write you a check like Ebates, but they will give you a gift card. Alternatively, you can get paid through PayPal or Venmo.

Get Ibotta for iOS

7 Checkout 51

Checkout 51

If you like getting deals on groceries, but dislike the hassle of couponing, Checkout 51 is here for you. Their app notifies you of deals at your location and helps you earn cash back after your purchase is complete. Just snap and upload a photo of your receipt to start earning.

Get Checkout 51 for iOS

8 i-Say


i-Say is another survey application that rewards you for taking surveys. Each survey you take will give you points that can later be redeemed for rewards such as gift cards.

Get i-Say for iOS

9 Mint


TurboTax developer Intuit has an app called Mint that is essentially a financial assistant in your pocket. It tracks all of your accounts in one place. So you can easily see your credit card balance or how much money you have in savings. It even offers a free credit score report.

Mint’s bill pay feature lets you view and pay many bills right from within the app. And Mint automatically helps create a budget based on your income and spending habits.

Get Mint for iOS

10 Shopkick


In addition to cashback and reward points apps, there are also apps for getting gift cards. Shopkick lets you earn gift cards to your favorite store just for shopping. Download and launch the app to find out which stores and sites are eligible for “kicks” (Shopkick’s reward points). Simply scan or purchase items to earn kicks. You can sometimes earn kicks just for walking in the store.

When you have enough kicks earned up, redeem them for gift cards as popular stores like Amazon, Starbucks, or Target.

Get Shopkick for iOS

11 Square Point of Sale (POS)

Square POS

If you own a small business and would like to be able to process credit and debit cards, Square is an app you should seriously consider. The company has a variety of credit card readers and accessories to take your business to the next level. Accept credit and debit cards (including chipped cards), cash, and even Apple Pay.

You can keep track of your sales and inventory, schedule appointments, create loyalty programs, and more. If you’re already making money with cash transactions, why not expand your business to take cards as well?

Get Square POS for iOS

12 Dosh


Life is often busy and fast paced. Not all of us have time to look for deals, take surveys, or scan receipts. Dosh solves our first-world problems by letting users connect their credit cards and debit cards to their app. When you make a purchase with your card, Dosh automatically looks for any offers our coupons that apply to your transaction. Cash is then deposited into your Dosh wallet based on the offer.

The cash in your Dosh wallet can be easily transferred to PayPal or your bank account; or, if you’re feeling generous, it can be donated to an in-app charity of your choice.

Get Dosh for iOS

13 Chronicle


Like it or not (probably the latter) we all have bills. And what good is it to earn or save money if you forget about an obscure bill and end up with a surprising late fee? Have no fear, Chronicle is here. Chronicle is a bill manager app for iOS (and macOS) that reminds you what bills are coming up and tracks when each bill was paid.

You can view a history of each bill paid, stats and graphs, and even add links for each bill to make paying bills quicker. Chronicle is available on the App Store for $4.99.

Buy Chronicle for iOS

14 Decluttr


Nowadays many people have the latest phones and gadgets, purchase digital copies of their music and video games, and stream their music through services such as Apple Music and Spotify. This means many of us have old gadgets and media sitting around gathering dust.

Sure, some of us like the physical feel of a disk or maybe we keep old stuff for our own nostalgic purposes. But if you want to make room for other things and want to get paid doing it, Decluttr might be the solution.

With Decluttr you can use your iPhone’s camera to scan the barcode of various disks and electronics and get an instant cash offer. If you like what you see you can accept the offer with just a tap of your finger. Easy.

Get Decluttr for iOS

15 Robinhood


What? You thought Acorns and Stash were the only investment apps on this list? Think again. Robinhood doesn’t just let you invest in stocks and bonds, you can also invest in cryptocurrency (such as Bitcoin) ETFs, and more. With Robinhood you can even earn free stocks when you invite your friends.

Get Robinhood for iOS

16 Wealthfront

Screen Shot 2018 04 06 At 11.32.54 Am

But wait, there’s more. If Acorns, Stash, and Robinhood weren’t enough, Wealthfront has another option for you to invest in your future. Wealthfront is your pocket-sized financial planner. The app even has a feature called Path that will help you secure long-term financial freedom.

Get Wealthfront for iOS

17 Fuel Rewards

Fuel Rewards

It’s no secret that fuel is expensive. So if you can’t afford a Tesla, you may want to save some money on your next fill-up. Fuel Rewards is a loyalty program that lets you earn points every time you refuel your vehicle at Shell stations. Gold Status members will save at least 5 cents on every fill-up.

But the rewards don’t stop with fuel purchases. Shoppers can also earn rewards when dining, shopping, and traveling with participating restaurants, shops, hotels, flights, and rental car companies.

Get Fuel Rewards for iOS

18 Raise


Raise is your one-stop-shop for digital gift cards. You can purchase and use gift cards directly from the app. But these aren’t regular old gift cards, they’re discounted. That’s right, you can buy gift cards for less than their dollar value and then use them at some of your favorite places. The app will even notify you when you’re nearby a shop or restaurant that you have a gift card for.

Get Raise for iOS

19 CPlus for Craigslist

CPlus for Craigslist

If you haven’t heard of Craigslist you’ve probably been hiding under a rock. Craigslist lets you take out online ads for things like community activities, housing, jobs, services, and more. You can also place and view ads for things you want to buy or sell.

CPlus for Craigslist makes it easy to browse Craigslist classifieds. You can also create new posts and view existing posts right from the app. CPlus for Craigslist is free to download and use and is officially licensed by Craigslist.

Get CPlus for Craigslist for iOS

Earn, Save, Invest and Manage Your Money with Just an iPhone

There are good ways and bad ways to control money with your iPhone or iPad. For that reason, we’ve done extensive research on this topic to recommend only quality apps you shouldn’t miss. Try them out and let us know what you think. Sign up here to have more great tips sent directly to your inbox.



  • iDrop News is a paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.

1 For Securities priced over $1,000, purchase of fractional shares starts at $0.05.Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. Investing involves risk and investments may lose value.

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