Apple Card

In a fairly surprising announcement, Apple unveiled an all-new Apple Pay-integrated credit card that sports a number of benefits over traditional plastic. For one, users can apply for the so-called Apple Card and start using it right away using Apple Pay on their iPhones (or with a physical titanium card).

But there are also no fees and no late payment penalties. More than that, Apple Card will reward users with daily cash back — including 3 percent on Apple purchases, 2 percent on purchases made with Apple Pay, and 1 percent with the physical card. The card is a joint partnership with Goldman Sachs, and also features baked-in financial health monitoring.