You Don’t Have a Problem Paying Off Your Balance
The variable interest rate on the Apple Card can go as high as 24%, and doesn’t fall below 13% (it will vary based on your credit score and history). That’s okay for a credit card, but it’s not great. The Apple Card is best suited for users who don’t have a problem paying off their monthly balance so they won’t let interest accrue. However, if you only pay off a portion of your balance, the Apple Wallet app is good about showing you exactly how much interest this choice will create, so you’ll be aware of the costs.