You Aren’t a Fan of Fees

Many no-fee credit cards are tied to specific programs or accounts, which can make them more difficult to get. By comparison, the Apple Card is much easier to get – and every bank in the world should note just how easy Apple’s application process is. Even better yet, it’s also almost entirely fee-free. There’s no annual fee, no late payment fees (except interest, of course), no cash advance fees, no international transaction fees, and no over-limit fees. That makes it pretty rare among credit card options and may help you save money over your current credit cards if you’re paying fees right now.