YNAB: Budgeting & Finance

You probably already know this, but keeping track of your finances is hard. You need to manually check where your money is going and how much money you actually have, even for those surprise expenses you weren’t planning. 

That’s where YNAB — also known as You Need a Budget — comes in. This powerful budgeting app for iPhone uses the zero-based budget method, which means you “give every dollar a job” by assigning all your hard-earned cash to specific categories until you have nothing left over.

Not only that, but the app also makes you think about quarterly or yearly payments that we don’t really think about when budgeting, so it doesn’t hurt your wallet as much when you need to pay them.

Besides that, you can connect YNAB to your bank accounts, so the app keeps track of all your expenses for you without having to think about it. Then, you can check and understand where your money is really going.