SoFi

SoFi blends banking, investing, and financial education into a single app. The best part is that SoFi doesn’t treat investing as separate from daily financial management.

You can track spending, monitor credit, invest in assets, and read market updates in the app. That interconnected view helps you understand how to keep your finances in check, and your investments will be affected by inside and outside events. For example, investing aggressively while carrying high-interest debt may not be optimal.

Additionally, SoFi’s straightforward user interface makes finance feel less intimidating, which increases the likelihood that you’ll actually use it consistently. Sometimes, some apps make it way harder than it needs to be to navigate them or find a specific feature or setting you need. But SoFi makes everything as easy as possible.