YNAB

YNAB is an app that lets you budget all your income, but it also teaches you how to do it the right way. Instead of just tracking spending passively, it requires you to assign every dollar a purpose. That way, you shouldn’t be able to spend more money than what you make.

This different method helps build awareness and control. When you know exactly where your money is going, financial stress starts to go down. 

The app is based on YNAB’s four rules, which it teaches you through a bunch of different articles and videos. The rules’ goal is to teach you how to keep your money for a rainy day and save in advance, so you don’t suffer from those unexpected expenses that we’ve all had to deal with.

Besides that, there are more articles and videos that can teach you how to make the most of your money and how to save for the stuff that you really need. Overall, even if this app won’t necessarily teach you about the market and how to invest, you’ll still learn how to control your money before it controls you.