You Won’t Need Great Credit
Goldman Sachs is a name often associated with the rich and powerful. Apple, for its part, is often called a premium device maker. Both of these facts make it weird that the Apple Card doesn’t appear to be all that exclusive — at least when it comes to creditworthiness.
In fact, some users report applying and getting accepted for the Apple Card with a FICO score as low as 620. Sure, the credit limits won’t be all that great. But it does certainly suggest that Apple doesn’t want its first branded credit card to be too exclusionary (although you’ll need an iPhone to use it, sorry Android users).
Note that your mileage may vary. One iDrop News reader stated that even with a ~750 FICO score, they were declined.