Get an Apple Card

We don’t recommend opening a new credit card if you don’t need one. But if you’re in the market for a new piece of plastic, then the Apple Card is probably the closest thing you can get to a consistent “discount” for many of Apple’s products.

It isn’t exactly a “discount,” per se. But you’ll earn 3 percent Daily Cash when you use your Apple Card to purchase products from the Apple Store or online at Apple.com. It’s Daily Cash too, which means you’ll be seeing that 3 percent cash back the same exact day. (You can sign up for Apple Card through the Wallet app on your iPhone.)