Apple Doesn’t Store Your Data
The Apple Card is thoroughly an Apple product. And while you may expect Apple to have minute control over every aspect of the Apple Card experience, the company actually isn’t involved with your data at all. This is vastly different from other co-branded cards from the likes of Amazon or other firms.
True to Apple’s privacy stance, the company doesn’t send your Apple Card data to its servers. Instead, spending summaries and financial data is generated and stored locally on your device. As Apple notes on its Apple Card privacy page, the company “doesn’t know what you bought. Or where. Or how much you paid.”