2 iPhone Upgrade Program
Maybe buying last year’s model just isn’t for you. If your the type of person who has to have the latest and greatest — all the time — Apple offers a way for you to get your dream iPhone without interest or paying money up front
Apple’s Upgrade Program allows you to purchase a new iPhone, over a 24 month period, paying as low as $34.50 month for the newest model. The price includes AppleCare+ which extends your warranty for the two years you’ll be making payments. But, after making one year of payments you can trade your phone in, and upgrade to the newest model for free.
Of course, if you decide you don’t want to upgrade to the newest model, you can stick with the phone you have and pay off the remaining balance monthly, or all at once, and the phone is yours to keep.
Although the Apple Upgrade Program includes AppleCare+, it’s important to note that this covers up to two incidents of accidental damage. In the event of an accident, Apple will charge you a small fee to repair the phone. Once the coverage is exceeded you will be responsible for any damage. So if you’re accident prone, this may not be the best option for you.
Phones must be returned to Apple in good, working condition. So if your phone is broken — and no longer covered — you’ll need to foot the bill, or pay off the phone. Of course, if you don’t plan on breaking your phone (at all or more than two times) you may want to give the program a look.