Making the Right Settlement Choice
Equifax is, of course, one of the big three credit bureaus. When signing up for the initial claim, those affected had two choices: They could get a cash payment, or they could choose to get ten years of free credit monitoring instead, divided between the other bureaus and Equifax.
If you chose the free credit monitoring instead of the cash payment, you won’t be getting a check—end of story. If you aren’t sure what you chose at the time, well, it’s not easy to find out. But the best way is to head toward the settlement site and track your claim (or check your email history).