Qapital: The Money Saving App

Qapital turns saving money into a habit you won’t even notice. It works by letting you create custom savings goals and pairing them with “rules” that trigger automatic transfers. For example, you can round up every purchase to the nearest dollar and stash the difference in a savings goal. Or, every time you skip buying coffee, it can put $5 into a savings category like a “vacation fund.”

It’s also a great tool for couples or roommates who want to save together. You can create shared goals and watch your joint progress grow.

Plus, it makes investing your money easy. The app features premade portfolios you can simply copy and let the stock market increase your wealth over time.