Rakuten: Cash Back & Deals

Best For: High-volume online shoppers and those looking for cash back on big-ticket electronics.

One of Rakuten’s most notable features is the “Big Fat Check” — a quarterly payout of cash back you earn by shopping through the app or using its extension.

You can open the Rakuten app and start buying whatever you need. The app will keep track of your purchases and give you cash back. It’s pretty straightforward, widely supported, and the rates can be excellent, especially during special events.

This app stands out from the rest of the pack due to its impressive size and scope. You’ll find big networks for every category, recurring promos, and simple redemptions to PayPal or via check.

Granted, some of its rates might not be the best, especially when compared to other options on the list. With that said, it’s always a good idea to open the app when you need to buy anything. If you can get a good offer on cash back, there’s no reason not to give it a go.

Pro Tip: Install Rakuten’s Safari extension on your iPhone so you never forget to activate cash back while browsing.